What exactly is The Insurance League?

We are a team of super agents that specialize in certain industries, and products.  Our mission is to deliver  a delightful experience directly to you.  By leveraging our holistic and consultative approach...you will enjoy the mathematically sound proposal process.  We are your access point to high performing – financially sound insurance products and policies.

Why should I choose The Insurance League Insurance Agency? From “GO” you are guided through our custom consultative process. Your access to the highly experienced agents from our superteam, along with the cutting-edge technology delivers a first-class, white glove/no friction client experience. 

What kind of Insurance do you provide?

You can leverage our agency to win with a high success ratio in both personal and commercial lines of products. Coverages and policies for business insurance include property, commercial real estate, general liability, workers compensation, inland marine, professional liability aka malpractice aka Errors &Omissions, USL&H, commercial auto, cyber, umbrella policies,  liquor liability, assault & battery, employer practices liability, key employee life insurance, group health insurance, cancer insurance, disability, builders risk, and, more.  For personal lines you will have access to the following products through our offering...Home insurance, Auto insurance, life insurance, personal coverage on jewelry, musical instruments, artwork, personal umbrellas, vacant property, boats, personal watercrafts aka jet ski insurance, motorcycle insurance, RVs and trailers.

How long does it take to receive an insurance proposal?

For personal lines, we push hard to market your coverage immediately...and come back with a winning proposal same day. **Scheduling a live discovery call with one of our super agents is vital in having the maximum success. For business insurance, some types of products can come back same day. However, if it’s more complex of a risk...or requires underwriting with a carrier – it can take upto 14 days. 

Can you “RUSH” my quoting if I have renewal that’s coming up quick or am at a dealership where I need insurance immediately? 

Yes – add comments in the form from home page, along with where we can contact you immediately.

How long can I expect to be an Insurance League client?

 We are designed to deliver you the best and most delightful experience long term.  Our philosophy is simple and includes a focus to keep rates and products competitive...while delivering the very best client experience to you. 

Will my insurance rates go up and become more expensive? 

We have a proprietary process to combat price increases. When you looking into how insurance rates are figured out... there are many factors that go into insurance policy pricing. 

Can my insurance rates get cheaper? 

Yes. Insurance rating is based off many, many factors and you only win by understanding “what and where” the costs are coming from. 

Can someone meet with me Face to Face? 

Yes, we do live meetings and also virtual meetings where you can meet our agents face to face.

What if I purchase an insurance policy from The Insurance League, but, find out I need to cancel it? 

Not a problem...and we help you ensure this gets done properly. We offer a prorated refund on all of our products, with exception to a few. (Which on those few, at time of purchase we would have you sign off on what is called, “Short Rate” explanation. (This is rare, and only seen in very complex commercial product offerings)

Does The Insurance League provide refunds when policies are cancelled? 

We offer a prorated refund on all of our products, with exception to a few. (Which on those few, at time of purchase we would have you sign off on what is called, “Short Rate” explanation. (This is rare, and only seen in very complex commercial product offerings)

 Can I become an Insurance League client even if my insurance does not expire until next year? 

Yes – we have a few ways that we can take the proper steps to help you prior to your renewal.

How does The Insurance League choose which insurance companies to work with?  

When it comes to insurance companies...there are few things we are relentless about in choosing who we represent.  First, it’s all about financial strength. Meaning we look at how deep the pockets are of the carrier, what it’s rating is...and demand that the rating be high enough to prove financial solvency, and also that the carrier is rated at a level that qualifies for protection via our professional liability here at the agency.

What are some of the names of the insurance companies you have access to?

 It’s a long list and the way we leverage the relationships we have when working for you...is to target the top performing carriers in the vertical of risk you are needing help with.  You are the most important part of our business, so, if we don’t have the company that we know can help you...we make a professional introduction to ensure your success.

Is working with The Insurance League painful? 

We lead every engagement you have with a real-life super agent. We designed our process to ensure you feel delighted through each step. Just  like the good old days, we are founded on the principle that you deserve a real agent...while still having the cutting edge technology you expect.

What other things make The Insurance League the best option when shopping for insurance?

 We only win, if you win. Our relationship with you is the most valuable part of our business.  And, we know that by providing you the best possible experience while finding you products that are BOTH high performance and mathematically sound...is what makes everything a “win, win”. 

Does the cost of insurance coverage ever “Decrease”?

 Yes. Depending what type of insurance you are talking about...our super agents can go into depth in what will drive a premium to decrease.   While underwriting risks and mitigations can drive pricing. Having the proper intel and a clear understanding of what factors cause a rate decrease will empower you to navigate the insurance world better than ever.

What is the difference between a “Quote” and “Approved Proposal”? 

The major difference within our agency – is that approved proposal has been FULLY underwritten.  We like this because it gives you the TRUE amount of the product...with no surprises.  Alternatively, an insurance “quote” is rating that does not factor in several criteria, including the true underwriting requirements that ultimately can cause the rate and pricing to alter.  For example, if you receive an auto “quote”, and it does not include your “true driving history”...the price can change due to inaccuracy.  The cure for this, is that we factor in all the required/accurate data along with reports to underwrite the offering, which means the proposal you receive is approved.  This is preferred and leads to a lot of happiness in knowing without surprises.